Take a trip to the charming little town of Heart Lake, and meet three best friends you'll never forget. . . . Rachel, Jessica, and Tiffany have major money problems. Tiffany's whipped out the plastic one too many times, and now a mountain of debt has come crashing down on her. Jessica's husband has lost his job, thrusting this longtime stay-at-home mom out into the cold, cruel workforce. And Rachel's divorce transformed her from an upper-middle-class mom to a strapped-for-cash divorcée. So the three women start a financial support group called the Small Change Club?vowing to bring balance back to their checkbooks...and, in turn, their lives. Along the way they learn some valuable lessons?that friendship is an investment that keeps on growing and that sometimes love, like a loose coin, can be found in the most unexpected places... "Roberts's trademark humor and memorable characters wrestling with real-life issues add up to a novel that will make readers smile and wish for more."?BookPage "Sheila Roberts will make you laugh and cry with her latest novel about three women facing life's trials and tribulations."?The National Examiner