Michael Youngblood is a fintech entrepreneur, economist, and executive with decades of experience in U.S. housing and mortgage markets. A Marshall Scholar and Ph.D. in economic history, he has built his career at the intersection of finance, data science, and innovation.



Mr. Youngblood co-founded a pioneering analytics firm that advised the Federal Reserve, Fannie Mae, and other leading institutions on mortgage securities and market stability. His work has spanned the U.S., Europe, and Australia, where he has developed models, forecasts, and strategies that reshaped how financial institutions understand housing and credit risk. Alongside his corporate leadership, Mr. Youngblood has provided expert testimony, guided litigation teams, and mentored the next generation of analysts.



As an author, Mr. Youngblood has written extensively on housing finance, mortgage-backed securities, and financial markets, producing both academic studies and practitioner-oriented books that translate complex economic forces into accessible insights.



Michael Youngblood lives in Arlington, Virginia, where he continues to write, advise, and explore new applications of data science in finance and beyond.