When Fancy sent Richard from Barbados, she did not tell him her plans. Richard arrives unexpectedly after she and Kirk go to Ireland. Richard discovers she has adopted Kirk's daughter, and he concludes she will never abandon Kirk. Brokenhearted, Richard returns to the future before Fancy can tell him her marriage to Kirk is void. Richard's departure allows Kirk to woo Fancy again in earnest and they remarry.

The couple sail to Bermuda, where Kirk leaves Fancy and the children at Spring Haven to sail to Barbados. A hurricane destroys the Spring Haven house. Fancy takes the children to the mainland and on to the safety of McCarron's Corner. En route, she learns Kirk's ship was destroyed in the hurricane and Kirk is believed to be dead.

At McCarron's Corner, Fancy manages to go forward in time, where Richard finds her. She gives Richard another chance. They fall in love again, marry, and she writes a best-selling memoir, which attracts unwanted attention. Will they survive when a stalker's dangerous obsession threatens to destroy their future?