In this sequel to What's Love Got to do with It?, photographer Andrea Cochran, who does children's school portraits, uses her chosen career as a way to pick up women. She loves them married, engaged or living with someone. The more attached to somebody else, the better for her. She views commitment and long-term relationships with a jaundiced eye. That is, until she meets Jamila Butler-Jackson, a very determined mother of twins.

At the same time, the police department has been trying to infiltrate a child porn ring. Senior Detective Tito Gonzales pressures Andrea into working for the porn ring by making her feel guilty about the I-spy video she took that caused his third wife to divorce him. Andrea joins his squad to work undercover. The porn ring likes Andrea's school contacts and school photo work she's done. They decide to use her. Gonzales and his crew love the idea they've finally infiltrated the porn ring. They rehearse Andrea in the basics of undercover work and how to see trouble coming.

Unfortunately for Andrea, she's so convincing that her own family and Jamila believe she might be into something evil and illegal. Jamila tries to avoid Andrea, but she keeps bumping into Andrea because her twins and Andrea's nephew have become besties. Meanwhile, Andrea's family does just the opposite. They get nosy, trying to find out what Andrea is really doing, and blow her cover. Will Andrea be able to keep her cover and Jamila? Or will she wish she never took on this assignment and the possibility of commitment? Find out in Say Cheese and Snap, a picture perfect romance, sort of.