Jonquil Lowe is an economist and Senior Lecturer in Economics and Personal Finance at The Open University, where she combines creating courses about personal finance, researching key issues such as access to financial services and the impact of macroeconomics changes on financial planning, and working as a consumer advocate on various industry bodies.

A former head of money research at the consumer organisation, Which?, Jonquil holds a diploma in financial planning and is an associate member of the Chartered Institute of Securities and Investments. She has been authoring books on personal finance for over 30 years. Current titles as author, co-author and/or editor include The Good Retirement Guide, published by Kogan Page; Essential Personal Finance: A Practical Guide for Employees and A Practical Guide to Financial Services: Knowledge, Opportunities and Inclusion, both published by Routledge.¿