Maggie has an axe to grind with a certain banker who wronged her family. On the stagecoach to her destination where she will carry out her plan, she meets Jack, who turns out to be someone she knew as a child.

Jack also has plans to get revenge on the same banker, and he warns Maggie to let him handle it. Of course, she doesn't listen, and when a third person bent on revenge enters the picture, who will get to the crooked banker first?

Maggie finds herself in hot water more than once, and when the banker turns up dead, none of the three will admit to being the killer. So, who murdered him?

Along the way, Jack and Maggie find they are attracted to each other, but will the events happening around them prevent the relationship from progressing?

Publisher's Note: This historical romance contains elements of power exchange.