After a decade of working in the Australian banking sector, Scott Bales¿s life journey took him to India and Cambodia where he sought to develop alternative strategies to business and product development that were fit for purpose. He later joined the founding team at Moven, the world¿s first fully digital bank. Since, Scott has built a reputation as a complex problem solver by helping companies navigate the shift to digital with his advisory firm, Innovation Labs Asia. Scott has a Bachelor of Applied Science and a Master of Business and contributed to Next Gen Finance and Bank 3.0 before publishing his first book, Mobile Ready. He is originally from Melbourne, Australia, but currently resides in Singapore.